Common Exclusions of Collision and Comprehensive Coverage

Insurance Factory of Sunrise is a reliable provider of auto insurance, offering both collision and comprehensive coverage. However, it is important to understand that there are certain exclusions that are common to both types of coverage. In this article, we will discuss the common exclusions of collision and comprehensive coverage from Insurance Factory of Sunrise.

Collision Coverage Exclusions

Collision coverage from Insurance Factory of Sunrise typically excludes coverage for any damage caused by an uninsured driver, as well as any damage caused by a driver who is under the influence of drugs or alcohol. Additionally, collision coverage will not cover any damage caused by an intentional act, such as vandalism or theft. Finally, any damage caused by a vehicle that is being used for racing or off-road activities is typically excluded from collision coverage.

Comprehensive Coverage Exclusions

Comprehensive coverage from Insurance Factory of Sunrise also typically excludes coverage for any damage caused by an uninsured driver, as well as any damage caused by a driver who is under the influence of drugs or alcohol. Additionally, comprehensive coverage will not cover any damage caused by an intentional act, such as vandalism or theft. Furthermore, any damage caused by a vehicle that is being used for racing or off-road activities is typically excluded from comprehensive coverage.

Finally, comprehensive coverage from Insurance Factory of Sunrise typically excludes coverage for any damage caused by natural disasters, such as floods, earthquakes, and hurricanes. Additionally, any damage caused by animals, such as deer or birds, is typically excluded from comprehensive coverage.

It is important to understand the common exclusions of collision and comprehensive coverage from Insurance Factory of Sunrise. Knowing what is excluded from coverage can help you make an informed decision when selecting the right auto insurance policy for your needs.