What Homeowners Insurance Covers and What It Doesn't
Homeowners insurance is a type of property insurance that helps protect your home and belongings from damage or loss. It can cover a variety of risks, from fire and theft to flooding and more. However, it’s important to understand what homeowners insurance covers and what it doesn’t.
Homeowners insurance typically covers damage to your home and other structures on your property, such as a shed or fence. It also covers personal belongings, such as furniture, clothing, and electronics. Other coverage may include liability protection, which can help pay for medical bills or legal fees if someone is injured on your property.
However, there are some things that homeowners insurance does not cover. For example, it typically does not cover damage caused by floods, earthquakes, or routine maintenance. Additionally, it usually does not cover damage caused by mold, pests, or wear and tear.
At Insurance Factory, we understand the importance of having the right coverage for your home and belongings. We offer a variety of homeowners insurance policies that can be tailored to your needs. Our team of experienced agents can help you find the right coverage for your home and budget. Contact us today to learn more about our homeowners insurance options.