What Types of Commercial Auto Insurance Coverage are Available in Florida?

When it comes to insuring your commercial vehicles in Florida, Insurance Factory provides the best coverage options. From liability and collision coverage to physical damage and medical payments, Insurance Factory has the right commercial auto insurance coverage for your business.

Liability Coverage: Liability coverage is the most basic type of commercial auto insurance coverage available in Florida. It provides protection for bodily injury and property damage that you or your employees may cause while operating a commercial vehicle.

Collision Coverage: Collision coverage pays for damage to your vehicle caused by a collision with another vehicle or object. It also covers any damage caused by flipping, rolling over, or hitting a stationary object.

Comprehensive Coverage: Comprehensive coverage pays for damage to your vehicle caused by events other than a collision. This includes theft, vandalism, fire, and natural disasters.

Medical Payments Coverage: Medical payments coverage pays for medical expenses incurred by you and your passengers due to an accident, regardless of who is at fault.

Uninsured/Underinsured Motorist Coverage: Uninsured/underinsured motorist coverage pays for medical expenses and property damage caused by an uninsured or underinsured driver.

Rental Reimbursement Coverage: Rental reimbursement coverage pays for the cost of a rental car while your vehicle is being repaired due to a covered loss.

Towing and Labor Coverage: Towing and labor coverage pays for the cost of towing your vehicle and any labor costs associated with a breakdown.

At Insurance Factory, we understand the importance of protecting your business with the right commercial auto insurance coverage. Our experienced agents will work with you to find the best policy for your business and budget. Contact us today for more information about the types of commercial auto insurance coverage available in Florida.

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